November 20, 2024
govt information
Internet banking mistakes that you should not make:
Nowadays we all use internet banking because it provides us banking services from home. However, there can be some mistakes in the use of internet banking, which can put your account at risk. Therefore, you should take care that you avoid these mistakes while doing internet banking.
1. Do not use open Wi-Fi
Never use public Wi-Fi network while doing internet banking. This can put the security of your account at risk, as these networks are insecure and it is easy for hackers to target them. Always use private and secure network.
2. Use only secure website
official website or mobile app of your bank for internet banking. The URL of the bank's website always starts with "https://" and there should be a lock mark in front of the website, which shows the security of the site.
3. Do not do internet banking from public devices
Never use internet banking from public computer, mobile or tablet. These devices may contain keyloggers and malware that can steal your personal information.
4. Do not share your password
Never share your banking password with anyone. The bank never asks for your password or PIN via phone, email or message. If you receive any such message, ignore it immediately and contact your bank.
5. Do not use automatic login feature
Never enable automatic login to your internet banking account, especially when you are using a public or unsecured device. Enabling this feature may lead to unauthorized login to your account.
6. Be cautious while installing new software
Be cautious while installing any new software in the computer or mobile. Sometimes it may be malware or viruses designed to steal your banking data.
7. Avoid fraud through SMS or email
Do not click on any link from an unknown SMS or email that asks for banking information. The bank never uses these channels to ask for your account details.
8. Use 2-factor authentication
Wherever possible, activate 2-factor authentication (2FA). This makes your internet banking even more secure, as you have to verify through two different methods while logging in.
9. Check alerts sent by the bank
Check SMS and email alerts sent by the bank to immediately notify you of any unauthorised transactions or frauds. If you notice anything suspicious, contact your bank immediately.
10. Use a secure password
The password of your internet banking account should be strong and unique. Include small and capital letters, numbers and special characters (such as #, @, $) to keep the password strong and secure.
By following these few key tips, you can keep your internet banking secure and avoid fraud. Always be vigilant and take care of the security of your personal information while making online transactions.